in Turkey 33 The countdown has begun for the new regulation that closely concerns millions of vehicle owners.. 1 July 2026 With the system that will come into force as of; Brokers who harass citizens after accidents, Brokers and fraudsters are completely out of action. From now on, damage and loss of value payments will be made all at once and immediately with the expert report..
Insurance and Private Pension Regulation and Supervision Agency (SEDDK), took a historic step to prevent abuses. Published in the Official Gazette Insurance Experts Appointment Regulation repair and depreciation processes, which have been extremely complex and open to abuse for drivers involved in accidents, are completely simplified..
1 Nisan 2026 The system was launched as a pilot region in Bursa and Ordu and was successfully implemented., 1 July 2026 It will be officially put into operation throughout Turkey as of.
EXIST Period Begins: Intermediaries and Brokers Are Becoming History
With the new system Expert Assignment and Tracking System (EXIST) is being implemented. Vehicle after the accident; to the authorized service, When taken to a contracted service or any body-painter, As soon as the documents regarding the accident are uploaded to the system, an expert will be automatically appointed through the system..
The most critical change will occur in the application process.. Applications regarding damage and loss of value are now only by the vehicle owner himself. can be done. By accessing vehicle owners' information in industrial sites or services “We will receive a high amount of depreciation” collecting power of attorney with promise, which traps citizens in commission and attorney fees “illegal” The sector will thus disappear completely.
Loss of Value Will Be Paid Immediately Along with Damage
The process of compensation for loss of value, where steps are taken to defraud citizens in the current system, is completely changing.. Loss of value with the new regulation, It will be determined and calculated at the same time as the appraisal of the damage to the vehicle is carried out..
Since this amount will be added directly to the damage file, there will be no need to calculate the loss of value in a separate process.. For example; occurred in the vehicle after a traffic accident 100 In addition to a thousand lira damage payment, determined by the expert 30 thousand lira loss of value all at once and directly to the vehicle owner payable. Moreover, the victim citizen is charged no attorney fee for these transactions., There will be no fee under the name of commission or expert service fee..
40 Pay Attention to the Thousand Lira Criteria!
new regulation, It introduces a compulsory expert requirement depending on the amount of damage.:
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Damage caused after the accident, If it immediately exceeds 1/10 of the financial coverage amount of the traffic insurance compulsory appointment of an expert to be done.
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2026 Material damage coverage amount for the year 400 thousand lira Since it is determined as, 40 For all damages over a thousand liras Appointment of an expert will be mandatory.
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40 For minor damages under a thousand liras, the insurance company and the citizen can reach an agreement..
Editor's Note: Nowadays, even an ordinary car headlight has approximately 30 Considering that it starts from a thousand liras, It seems that the automatic expert appointment system will be activated in almost all accidents..
to the decision 3 Right to Objection Within Business Days
The system has a flexible structure that protects both citizens and insurance companies.. Both the vehicle owner and the insurance company can access the reports prepared by the experts in the EKSIST system. 3 within business days can object. In case of objection, a new expert will be appointed to the system, but in this case, the party making the objection will pay the fee of the second expert..
Securing drivers with a sequential expert appointment system, This new era is transparent and fast., 1 It will be valid on all Turkish roads as of July..
